Planning for long term care is often done for a loved one, as it becomes needed. However, long-term care should be thought of in advance.  It is hard to imagine getting into an accident or having an injury that could cause long-term care, or aging...

We are quickly approaching the holidays and the end of the year.  For most of us, we were hopeful to be done with our shopping and spending, but sometimes things do not go as planned.  Often times, we are scrambling for last minute gifts, whether...

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